Toco Car Warranty Review

Plans that are easy to understand. Great benefits and features. Exclusionary plans available. Exclusive partner discounts.


Toco Warranty was founded in 2013 and has its headquarters in Sherman Oaks, CA. You’ll get affordable and simple warranty vehicle options through Toco Warranty. Toco Warranty offers a national network of car repair shops and easy to understand plans.

Toco Warranty strives to give its customers excellent service while providing best-in-class features and benefits, as well. They offer coverage plans based on the age and mileage of your car. Toco Warranty has great coverage and unbeatable standards which are hard to find in the vehicle protection industry.

Coverage Features

Toco Warranty offers many ways to protect your investment by covering any necessary repairs to help keep your car on the road. The following are some of our favorite Toco Warranty extended auto warranty coverage features.

Cooling System Coverage: If you don’t maintain your cooling system properly, you might experience trouble with your car. The cooling system is what prevents your car from overheating. When you have trouble with your cooling system, you should have it checked immediately to prevent damage to your transmission or engine.

Engine and Transmission Coverage: Two of the most critical parts of your car are the transmission and the engine. If either of these components experiences trouble, it’s going to cost you quite a bit of money. Fortunately, Toco Warranty covers both your engine and transmission, so you’ll be back on the road before you know it.

Electrical System Coverage: Small conveniences like power windows and heated seats making driving a little more enjoyable. But what happens when there’s trouble with your electrical system? Toco Warranty steps in and fixes it, simple as that. If something goes wrong, Toco Warranty has you covered.

Transfer Case Coverage: The transfer of power between your car’s axles resides in its transfer case. This is a critical part of 4×4 and AWD vehicles. If your vehicle requires this type of coverage, Toco Warranty provides it. With transfer case coverage, you don’t have to worry about whether or not your vehicle will hold up in inclement weather.

Warranty Plans

Toco Warranty offers a variety of extended car warranty coverage plans. To help you decide if it’s the right auto repair warranty service for you, Toco Warranty provides you with a free quote and the option to cancel your plan at any time.

Blue Plan: The Blue Plan is the Toco Warranty plan that offers the least amount of coverage. If your car is 10-20 years old and has 100k-175k miles, this is the plan for you. This plan covers your engine, transmission, electrical, cooling and fuel systems, and drive axle.

Green Plan: This plan is for cars that are less than 10 years old and have 60k-100k miles. The Green Plan covers everything the Blue Plan covers, plus your braking system, steering, and audio components.

Yellow Plan: Just like the Green Plan, the Yellow Plan covers cars less than 10 years old with 60k-100k miles. In addition to everything the Blue and Green Plans cover, the Yellow Plan also covers suspension, high-tech components, and modern features.

Orange Plan: The Orange Plan covers cars five years old and newer that have 0-60k miles. The Orange Plan is an exclusionary contract, so it lists out parts that are not covered by the plan. Everything not listed is covered.

Please Note: Pricing varies depending on your vehicle, state, and other factors. Toco Warranty makes it easy to get a free extended car warranty quote, so you can make sure you’re getting the best coverage and value for your needs.

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The Good

As with all of our editor reviews, we put Toco Warranty through its paces, so you don’t have to waste your time or money. Let’s take a look at some of our favorite Toco Warranty extended car warranty benefits…

Rental Car

Whether you’re far away from home or right down the street, breakdowns can make life difficult. But life goes on, so you need a way to get around. If your car winds up in the shop for repairs, Toco Warranty will help cover the expense of a rental car. Because you still have to get where you need to go.

24-Hour Roadside Assistance

Toco Warranty also offers roadside assistance. Whether day or night, if you experience car trouble, Toco is there to help you. They’ll jump start your car, deliver fuel, change a flat tire, and even tow your car up to 15 miles if it’s not running. Even if you have to resort to using another service, Toco Warranty will reimburse you.

Lodging Discounts

Even if you don’t have car troubles, you can enjoy the benefits Toco Warranty provides. If you book a room through, you’ll receive a discount with your Toco Warranty coverage plan. Additionally, if you send Toco Warranty the receipt from your stay, they’ll give you a 5% rebate.

Trip Interruption Coverage

Having car trouble when you’re far from home can be a hassle. It can also be expensive if you need to leave your car in the repair shop overnight. If your breakdown is covered by Toco Warranty and you’re more than 100 miles away from your home, you’ll get your meals and lodging covered for up to three days.

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The Bad

Toco Warranty plans do have specific limits based on each coverage option. Even though they do not provide coverage for cars that are older than twenty years, the vehicles they do cover will receive fantastic benefits and features with their protection plans.

The company does not offer a typical refund policy, but they do give their customers the option to pay on a month-to-month basis. All Toco Warranty members can cancel their warranty coverage at any time without incurring penalty charges.

The Bottom Line

While Toco Warranty does have some vehicle limitations, it offers plenty of benefits and features for vehicles less than 20 years old. It’s easy to find the right plan for your car and every plan covers the essential parts of your car. That means if you run into problems, you know Toco Warranty has your back.

Toco Warranty provides many plan options and coverage, so almost anyone should be able to find an option that works for them. Toco is a solid choice for those who want vehicle protection without having to empty their bank accounts.

Head over to Toco Warranty and get your free quote so you can protect your vehicle today!

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