Credit Associates Review


CreditAssociates is one of the leading companies in the debt settlement industry, having settled over $1 billion in debt. They’re AFCC certified, and C & B Credibility Corp verified. CreditAssociates specializes in settling credit card debt and medical expenses.

Facing huge amounts of debt because of sickness, job loss, depression, and many other reasons. As industry leaders, CreditAssociates is always ready to help.

They’ve acquired the proprietary electronic debt settlement software that is coupled with a team of debt advisors to help the clients create a system to work towards a custom debt relief system.

CreditAssociates provide free consultations for a wide range of debt needs such as medical, credit card, personal loans, and more.

The company’s settlement process usually takes 24 to 36 months to complete. It might seem to be a long time, taking 2 to 3 years of the process but the goal of being debt-free is worth each and every day of it.

CreditAssociates offers financial consultations and debt settlement services. A huge amount of debts? Worry no more! CreditAssociates doesn’t care how much the client’s debt is all they care about is giving their clients freedom from debts.

They have vast experience dealing with large amounts of debt. The company’s goal is to take the client through a debt settlement program in 24 to 36 months, but it is not guaranteed because not all cases are similar.

Most Cred itAssociates clients can become debt-free after paying a fraction of their original debt thanks to CreditAssociates’s debt negotiators. They will not charge the client anything until the debt is settled.

CreditAssociates has received excellent reviews on, and their clients praise the professionalism and expertise of the company’s representatives.

Although the company clearly states there is no estimated savings guarantee, they have saved clients over $1 billion in debt.

Their website remains somewhat unclear in terms of costs and fees, though they do offer a free consultation where numbers can be discussed. We recommend CreditAssociates if you’ve decided debt settlement is necessary.

If the client chooses to enroll, they will immediately start negotiating with the client’s creditors. Once the client has enough funds in their account to pay a settlement, the company will then coordinate the client’s debt settlement payment.

Credit Associates
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The Good
  • Apple and Android app
  • 24/7 customer service
  • Free initial consultation
Credit Associates
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The Bad
  • Services are not available in all states
  • No guarantees
The Bottom Line

CreditAssociates is an innovative debt relief company that works with consumers who have $10,000 or more in unsecured debt. Although you have to pay a portion of the settled debt, 24/7 customer service and the potential for financial freedom may be worth it.

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